How to Remove Late Payments

Unlock the proven strategies for repairing your credit with the "Late Payment Repair Kit" course. Born from my personal journey of trial and error, this course equips you with the tools I wish I had when I was desperately trying to remove four late payments from my credit report in 2018, all in preparation for buying a house.

In this course, you’ll find a customizable template and comprehensive guidance on how to remove late payments from your credit report. I’ll show you how to tailor your communications with lenders based on two key principles: the accuracy of the information and whether the fault lies with the lender. Through countless calls, emails, and persistent efforts, I learned how to navigate the complex world of credit reporting. Now, I’m passing that knowledge on to you, so you can avoid the mistakes I made and achieve success faster.

You'll learn how to gather the right documentation, request critical information, and effectively dispute late payments. Whether it's due to a billing error, miscommunication, or bank interference, this course equips you with the tools to challenge unfair credit marks and restore your financial reputation—just as I did when I was preparing for one of the biggest investments of my life.

Key Features:

• Editable templates for disputing late payments
• Step-by-step guidance tailored to your personal circumstances
• Real-life examples and case studies provide practical insights into successfully removing late payments
• Strategies for gathering and presenting essential evidence
• Insights into the legal obligations of lenders and your rights as a consumer

Take charge of your credit with the "Late Payment Repair Kit"—your essential guide to correcting unfair credit marks and improving your financial future.

Does it actually work?

below you'll find the letter sent to my by my car finance company confirming my late payment had been removed.

and here is the confirmation on my credit report as further proof for another late payment with my car insurance company, Admiral Insurers.

The below shows my Credit Report before

and the below is the credit report after the late payment had been removed.

I also have some email and text testimonials from customers who used the same strategies I used, after our 1 on 1 conversations. I'm putting this course together because I no longer have time to do 1 on 1 sessions.

and the last one for now, they sent me this after they found out that all of their late payments had been removed.